Vice President – Commercial Loan Officer

Job description:

Our client is a local NH bank where you will be challenged to be your best, where integrity matters and success motivates. They are looking for a Vice President – Commercial Loan Officer. This VP position is accountable for attracting and servicing potential and current clients, creating a variety of commercial loans with intricate negotiations and credit evaluations, and ensuring that loans are acceptable underwriting standards. In addition, this position manages a portfolio of the company and personal connections while pursuing new accounts through phone activities, marketing, and referrals.

Analyzing credit risk transactions is essential to developing appropriate loan structures on behalf of the bank. This includes assessing commercial loans, working capital lines, term loans, and mortgages for new and existing customers. Once all aspects have been analyzed, the transaction can be negotiated and delivered.
Participate in developing credit analysis, deal structuring, regulatory compliance, and policy adherence. Underwriting, documentation, and deal finish procedures are all affected by your input.
Engage and onboard new customers who fit the business’ defined markets, boosting the commercial banking business’ profitability and developing commercial banking relationships.
Develop and present orally to Senior Management and, when applicable, the Bank’s Director’s Loan Committee any new loans or loan arrangements.
Proactively analyze client needs and propose practical solutions to commercial clients.
Establish new business relationships with commercial banks through referrals and existing clients.
Manage customer interactions by keeping track of the company’s goals, objectives, and status.
Constantly gather data and other essential information on the Borrower’s financial status to keep track of their loan.


At least five years of commercial lending experience, with a preference for commercial and industrial lending and/or commercial real estate financing, is required.
Experience with multifamily, commercial real estate, C&I, and SBA loans from $100,000 to $10,000,000.
Must be familiar with the New Hampshire market
Experienced in financial statement analysis, accounting principles, valuation techniques, and cash flow analysis.
You’ll need a robust local business community profile to develop beneficial relationships with existing and new customers and partners within the company.
Must have excellent communication abilities and handle many tasks simultaneously in a high-velocity setting.
Experience selling, cross-selling, and meeting sales objectives.
Self-starter with a clear focus on outcomes and the ability to work independently, balancing short, medium, and long-term objectives appropriately.
The ability to handle and schedule numerous transactions and procedures simultaneously while meeting deadlines, client expectations, and company objectives.

Why is This a Great Opportunity:

Attractive Salary, plus performance bonus
Comprehensive Benefit and Retirement Programs. Health, dental and vision benefits (bank pays 75% of health and dental) Life, long term disability and short-term disability 100% paid by the bank
Generous PTO

Salary Type : Annual Salary

Salary Min : 135000

Salary Max : 160000

Currency Type : US Dollars